News for 'India Lends'

Borrowing On Gold? Mind the Trap

Borrowing On Gold? Mind the Trap

Rediff.com16 Jan 2026

The RBI has flagged concerns over rising volatility in gold prices and advised lenders to exercise caution in the gold loan segment.

Up to 4 banks may have to tap buffers in adverse scenarios

Up to 4 banks may have to tap buffers in adverse scenarios

Rediff.com1 Jan 2026

The Reserve Bank of India (RBI), in its Financial Stability Report (FSR), cautioned that stress tests indicate two scheduled commercial banks (SCBs) may have to dip into their capital conservation buffers (CCBs), unless stakeholders infuse capital, under a scenario involving a gradual slowdown in domestic GDP growth and a moderate rise in inflation, with limited policy easing space available to the central bank.

11 Amazingly Different Recipes For India's Beloved Kadhi

11 Amazingly Different Recipes For India's Beloved Kadhi

Rediff.com10 Dec 2025

Kadhis made from yoghurt have many avatars all over India. It takes on countless forms. Creamy and thick in the north with the addition of besan and malai-wallah dahi. Coconut-rich in the south or the thinner Mor Korumbu. Much sweeter in the west.

When do you intend to return? HC asks Mallya on fugitive tag pleas

When do you intend to return? HC asks Mallya on fugitive tag pleas

Rediff.com23 Dec 2025

The HC posed the question to the 70-year-old liquor baron, wanted in India to face trial on fraud and money laundering charges, on his return home while hearing his twin pleas.

Rahul Or Pant? India Face Tricky ODI Selection Dilemma

Rahul Or Pant? India Face Tricky ODI Selection Dilemma

Rediff.com28 Nov 2025

Rishabh Pant's place in the playing eleven is far from guaranteed, while Washington Sundar and Nitish Kumar Reddy are locked in a tight contest for the additional all-rounder's slot as India confront several selection dilemmas ahead of the first ODI against South Africa in Ranchi.

INDIA bloc on life support, risks being wheeled into 'ICU': Omar

INDIA bloc on life support, risks being wheeled into 'ICU': Omar

Rediff.com6 Dec 2025

Abdullah emphasised the 24x7 model of politics pursued by Prime Minister Narendra Modi and his team, and said that "no sooner has one election finished, they've already moved into the next territory... We will move into those states two months before the elections. We will be lucky if we sew up our electoral alliances before the last date of filing nominations".

India's Hottest Jobs In 2026

India's Hottest Jobs In 2026

Rediff.com26 Nov 2025

Across all sectors, the future of work depends on adaptability.

Fino 1st payments bank to get RBI nod to turn SFB

Fino 1st payments bank to get RBI nod to turn SFB

Rediff.com6 Dec 2025

Fino Payments Bank (Fino) has become the first such entity to get an in-principle approval from the Reserve Bank of India (RBI) to transition into a small finance bank (SFB).

'Sensex Captures Changing Structure Of Economy'

'Sensex Captures Changing Structure Of Economy'

Rediff.com26 Dec 2025

'Only four or five original companies remain; the rest have been replaced every decade as sectors evolve or leadership shifts.' 'Companies that fail to adapt -- like many textile mills from the 1970s and shipping firms from the 1980s -- disappear.' 'Benchmark indices reward those who reinvent themselves in line with economic demands.'

Vijay Hazare spotlight on Kohli, Rohit and the Next Gen

Vijay Hazare spotlight on Kohli, Rohit and the Next Gen

Rediff.com23 Dec 2025

The charismatic presence of Virat Kohli and Rohit Sharma alongside a host of top India cricketers lends unprecedented gravitas to the Vijay Hazare One-Day Trophy beginning on Wednesday, giving all of them a chance to prove a point amid a renewed focus on domestic grind.

Foreign investors, currency movement, macro data to drive markets

Foreign investors, currency movement, macro data to drive markets

Rediff.com21 Dec 2025

Stock markets are likely to trade in a range-bound manner in a holiday-shortened week where trading activity of foreign investors, currency movement and global macroeconomic data announcements are expected to drive sentiments, analysts said. Several global markets may see subdued activity on account of Christmas and New Year holidays, an expert said.

What Happens When A High Court Judge Resists Transfer?

What Happens When A High Court Judge Resists Transfer?

Rediff.com26 Dec 2025

'Refusal does not invite immediate legal penalty; it invites Constitutional unease.'

Bajaj Finserv targets a 22% profit CAGR, double customers in 5 years

Bajaj Finserv targets a 22% profit CAGR, double customers in 5 years

Rediff.com8 Dec 2025

Bajaj Finserv - the holding company of Bajaj group's financial services business - has laid out plans for the next five years. During this period, it is eyeing 18-22 per cent compound annual growth rate (CAGR) in net profit at Rs 21,000-24,000 crore on a consolidated basis.

How RBI Governor Fared In The First Year

How RBI Governor Fared In The First Year

Rediff.com29 Dec 2025

Sanjay Malhotra has made structural changes to banking regulation to bring down costs and increase efficiency. Plus, he kicked off a benign interest regime. But there are challenges ahead.

RBI allows banks to give loans to manufacturers using gold as raw material

RBI allows banks to give loans to manufacturers using gold as raw material

Rediff.com30 Sep 2025

The Reserve Bank of India (RBI) has allowed banks to grant need-based working capital loans to manufacturers using gold as raw material, extending the provision currently available only to jewellers. Banks are generally prohibited from lending for the purchase of gold/silver in any form, or lending against the security of primary gold/silver.

RBI trims rate by 25bps to 5.25%; loans to get cheaper

RBI trims rate by 25bps to 5.25%; loans to get cheaper

Rediff.com5 Dec 2025

Shrugging off concerns over the depreciation of rupee, the RBI has cut interest rate by 25 basis points to 5.25 per cent in a bid to further bolster economic growth, which rose to a six-quarter high of 8.2 per cent in the second quarter of the current financial year.

India rejects IMF view that US tariffs will stay indefinitely, hit growth

India rejects IMF view that US tariffs will stay indefinitely, hit growth

Rediff.com27 Nov 2025

The Indian government has expressed its disagreement with the IMF staff's 'baseline' assumption that the 50 per cent US tariffs on its goods exports 'would remain in place indefinitely', based on which the staff pegged the country's GDP growth at 6.6 per cent this year, and pared its 2026-27 projection by 20 basis points to 6.2 per cent.

Loan growth, profitability seen improving for public sector banks

Loan growth, profitability seen improving for public sector banks

Rediff.com10 Dec 2025

The Indian banking sector could be due for a rise in profitability after several quarters of net interest margin (NIM) compression. The Q2FY26 results suggest NIMs have bottomed out.

Bank of Baroda, HDFC Bank reduce lending rates

Bank of Baroda, HDFC Bank reduce lending rates

Rediff.com8 Jun 2025

State-owned Bank of Baroda (BoB) on Sunday said it has cut its benchmark lending rate linked to repo rate by 50 basis points in line with the RBI's rate reduction. Meanwhile, private sector HDFC Bank reduced its Marginal Cost of Funds-based Lending Rates (MCLR) by 10 basis points across tenure, which will benefit borrowers whose loans are linked to this benchmark.

The Blasphemous Idea Dhurandhar Promotes

The Blasphemous Idea Dhurandhar Promotes

Rediff.com16 Dec 2025

Dhurandhar's most dangerous idea is that Director Aditya Dhar envisions an Indian state run by a deep state -- an intelligence machinery not accountable to Parliament, courts, or voters. A future political system where unelected officials decide when Indian democracy is 'fit' to function, observes Syed Firdaus Ashraf.

PSU banks write off loans worth Rs 6.15 lakh cr in last 5.5 years

PSU banks write off loans worth Rs 6.15 lakh cr in last 5.5 years

Rediff.com8 Dec 2025

Public sector banks have written off loans worth Rs 6.15 lakh crore in the last five and a half years, Parliament was informed on Monday.

Shraddha Turns Into A Bunny Cop!

Shraddha Turns Into A Bunny Cop!

Rediff.com8 Nov 2025

Shraddha Kapoor is ready to charm fans in a brand-new Disney venture, but with a twist.

Home, auto loans to get cheaper as RBI cuts interest rate

Home, auto loans to get cheaper as RBI cuts interest rate

Rediff.com5 Dec 2025

Shrugging off concerns over the depreciation of rupee, the RBI has cut interest rate by 25 basis points to 5.25 per cent in a bid to further bolster economic growth, which rose to a six-quarter high of 8.2 per cent in the second quarter of the current financial year.

All eyes on Eden pitch as India face stern SA challenge

All eyes on Eden pitch as India face stern SA challenge

Rediff.com13 Nov 2025

India's awe-inspiring batting depth will face a stern test against South Africa's quality spin attack in the first Test, starting in Kolkata on Friday.

'Confident of good trade deal with US'

'Confident of good trade deal with US'

Rediff.com21 Nov 2025

Officials from both India and the US in the recent past have indicated that a "fair deal" will be concluded soon, with Indian officials holding that more formal rounds of talks are not needed.

IMFreport: 'Zombie firms' reflect inefficient insolvency resolution

IMFreport: 'Zombie firms' reflect inefficient insolvency resolution

Rediff.com28 Nov 2025

The International Monetary Fund, in its report on the Indian economy, said the Insolvency and Bankruptcy Code (IBC) Amendment Bill addresses many deficiencies but it has not provided for the participation of operational creditors or rules for executory contracts. The IMF staff report said that the business dynamism in India remains relatively low, marked by low rates of entry and exit, and a high share of inactive or inefficient firms reflecting structural rigidities and high compliance levels.

Will RBI Cut Rates In December MPC Meet?

Will RBI Cut Rates In December MPC Meet?

Rediff.com1 Dec 2025

'Rate cut looks unlikely and there is reason to believe that the cycle is over.'

Remembering 1971 In The Skies Of The East

Remembering 1971 In The Skies Of The East

Rediff.com15 Dec 2025

Returning to the Brahmaputra for Vijay Diwas was not just a journey across geography, but across memory of war, service, sacrifice, and the enduring bond between the Indian Air Force and the north east, asserts Air Commodore Nitin Sathe (retd).

Big Guns Return, Selection Calls in Focus Ahead of SA T20Is

Big Guns Return, Selection Calls in Focus Ahead of SA T20Is

Rediff.com8 Dec 2025

The T20 WC champions will look to enter this phase with clarity of intent as they refine roles, streamline combinations and settle the XI that will carry the weight of expectations in front of home crowds.

How Your Credit Can Be Stolen in Seconds

How Your Credit Can Be Stolen in Seconds

Rediff.com12 Nov 2025

A phone number and e-mail are often enough for a fraudster to trick a lender into pulling your report and disbursing a loan.

'BoB Is Well Placed To Manage Shift To ECL'

'BoB Is Well Placed To Manage Shift To ECL'

Rediff.com6 Dec 2025

'Bank has a robust capital adequacy base. Along with balance sheet preparation, the bank is focusing on strengthening risk management for the new regime.'

GST 2.0 bolstered momentum, economy on stable footing

GST 2.0 bolstered momentum, economy on stable footing

Rediff.com28 Nov 2025

The reduction in the goods and services tax (GST) rates has increased the momentum in India's economic activity both on the supply and demand sides, while robust agricultural activity - reflected in the strong onset of rabi sowing and adequate reservoir levels - has reinforced the outlook for food supply and rural incomes, the finance ministry said on Thursday.

Sebi to review short selling, SLB frameworks: Pandey

Sebi to review short selling, SLB frameworks: Pandey

Rediff.com7 Nov 2025

Markets regulator Sebi will soon set up a working group to undertake a comprehensive review of short selling and the Securities Lending and Borrowing (SLB) frameworks, its chairman Tuhin Kanta Pandey said on Friday. The framework for short selling, introduced in 2007, has largely remained unchanged since its inception.

Flipkart gets lending licence from Reserve Bank

Flipkart gets lending licence from Reserve Bank

Rediff.com5 Jun 2025

Flipkart has received a lending licence from the Reserve Bank of India (RBI), the Walmart-backed ecommerce company confirmed on Thursday. The nod came in March this year, according to sources.

Indian Digital Payment Intelligence Corporation To Combat Fraud

Indian Digital Payment Intelligence Corporation To Combat Fraud

Rediff.com26 Nov 2025

It will enable real-time intel sharing among banks and other financial sector participants to strengthen customer protection against digital fraud.

Why Banks Are Struggling For Deposits

Why Banks Are Struggling For Deposits

Rediff.com19 Nov 2025

As deposit growth lags credit expansion, Indian banks face shrinking low-cost Casa inflows, rising funding costs, and structural shifts driven by UPI, e-Kuber, and digital savings trends, points out Tamal Bandyopadhyay.

Sebi Eases IPO Lock-In Rules

Sebi Eases IPO Lock-In Rules

Rediff.com14 Nov 2025

Sebi has proposed allowing depositories to mark such pledged shares as 'non-transferable' for the duration of the lock-in period, based on instructions from the issuer.

Banks can now fund India Inc's M&A drive

Banks can now fund India Inc's M&A drive

Rediff.com2 Oct 2025

The Reserve Bank of India (RBI) on Wednesday met the long-standing demand of banks by allowing them to finance acquisitions by Indian companies, a move that also expands banks' capital market lending in the country.

Gaikwad, Rinku, Patidar back in Test mix after SA debacle

Gaikwad, Rinku, Patidar back in Test mix after SA debacle

Rediff.com27 Nov 2025

Domestic veterans Ruturaj Gaikwad, Rajat Patidar and Rinku Singh could keep the team management interested going forward in Test cricket.

IPOs increasingly becoming exit vehicles for early investors: CEA

IPOs increasingly becoming exit vehicles for early investors: CEA

Rediff.com21 Nov 2025

India's equity markets may have expanded rapidly, but initial public offerings (IPOs) are increasingly becoming exit vehicles for early investors rather than as engines for raising long-term capital, a shift that undermines the spirit of public markets, Chief Economic Advisor V Anantha Nageswaran warned on Monday at a CII event.